Disclaimer: Gary has been teaching courses for more than thirty years in insurance, finance, and securities
subjects including financial and estate planning. We are not attorneys or tax advisors. We do not prepare or
assist in preparing any of the documents discussed on these pages, and we do not offer legal or tax advice.
We present the documents prepared by attorneys, accountants, document preparation firms, escrow, title, and
loan officers to the clients for their signatures, and notarize the clients’ signatures when required. Notaries are
always financially independent, disinterested parties, and are impartial witnesses to all transactions for which
those documents are intended.
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